Most people have tighten their belts, save a bit here and there, bring lunch to office, less eating out, less shopping…changing of life styles, just to resolve the punch from the fuel price increases.

I personally think that we shall always spend in cash, especially during the hard time, so that we do not over spend. Unless in some emergency cases, you will need to have some credit card as backup plan just like something as authorize.net.

I’m not sure about you, but I would say that it is really a hard time now especially for normal office workers like myself.

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